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Sarah Johnson

Senior Mortgage Loan Consultant
NMLS#: 1631772

Phone: (727) 424-5533
Sarah@MLOSarah.com

Meet Sarah

Thinking about buying or refinancing a home in Florida, but you aren’t sure where to start or what your best options are? We specialize in helping professional working families maximize their hard-earned money when making what’s often the largest wealth-building investment of their lives: their home. We do this by listening to your goals, providing market knowledge, and being a “guideline guru,” which helps you feel empowered when selecting the best mortgage strategy to accomplish your overall short and long-term financial goals. In the chaotic world of real estate, Sarah Johnson is a mortgage lender partner you can trust, one who provides clear communication, and is conscientious of the small details to prevent and overcome potential obstacles in the real estate process which could save you thousands!

On the Personal Side
Sarah's Johnson family photo

Hi!  Thank you so much for visiting my website and considering my team for your mortgage. I look forward to getting to know you and would love to share a little about myself as well. My intention is to always keep my core values at the forefront of how I operate my business and personal life.  What are those core values (or “my why”)?  Easy!  Family, Stability, and Education.  I’m the mother of three amazing children and outside of work hours, my time is spent loving on them and spending as much quality time as possible.  They grow up so fast!  I come from very humble beginnings in the Midwest and, after spending nearly a decade as a single mother, stability is a necessity in my life. Having a stable place to call home is exactly the reason I love my career.  I know a house is so much more than four walls…it’s a place to call home. It’s a place to watch our children grow up and create lasting memories in.  I am so fortunate to be able to help others finance this “American dream.” Last, but certainly not least, I’m a huge advocate for education, both for myself and for the clients and referral sources I serve. By keeping abreast of the latest market trends and guideline updates, I’m able to save my clients money and time. Throughout the loan process, my commitment to you is to keep you informed about the next steps, what to expect, and answer questions you may not even know you have!  Be sure to download a copy of my Free Homebuyer Guide. I can’t wait to be a part of your home loan story! 

Sarah Johnson

Sarah is located in beautiful, sunny Florida in the Tampa Bay Area and serves clients throughout the entire state. 

Our Loan Process

1: Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience.

2: Shop

Start working with a real estate agent and viewing homes.

3: Loan Application

A few documents are needed to get a loan file through underwriting.

4: Loan Processing

Assemble all the necessary paperwork and details for the underwriter.

5: Underwriting

They closely evaluate all the documentation in the loan package.

6: Closing

Documents are drawn and sent to the title company for closing.

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